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Okay, a damn fine bit of rort. [Rego rant]

By RaTTyRaTT - 29 March 2012 56

This is my first post here, and I figure that others will have already perhaps commented on this, but today I (yep) paid the rego on my wife’s car, and the only thing I could think was that “Someone’s making money for nothing!”

My wife drives a little Barina Spark (1.2L engine) ironically in pink, which was NOT my choice of course. And we got the rego papers originally in Business Registration at $880 or so for 12 months. I took them into Canberra Connect to change that value down, to a personal registration, figuring it will drop substantially from a business one. Not to mention this car is ‘tiny’ by comparison to my own SUV/AWD type.

Now, don’t get me wrong – I expected to pay a bit for it, like everything in this damn town, but when they turned around and said $772.00 for 12 months for a personal registration for a vehicle 975Kg Tare or less, I was utterly speechless. I actually said that is completely wrong, and please recheck – then another of the Canberra Connect staff came and said they had a Nissan Micra 3 door (or somesuch) and that’s what they paid also, so it was correct.

Um, Sorry??? WTF is wrong with this scenario??? I look at the amount for the rego, and the breakdown was: $227.50 for Registration Fee, $526.60 for CTPI Premium (through NRMA of course.) Then the usual other charges totalling $18.00 all up.

Like HUH??? This is pathetic, seriously considering that we pay a smidge more per year for Comprehensive Insurance that. Monthly, we pay: $64 or so, and not through the cheapest (ALLIANZ) either.

Can anyone say RIP OFF? Last year, we got rid of our Toyota Camry (V6) because it was about $780 per year, plus the fuel costs… This is a massive rort, as the Spark is a matchbox. Even more funny was the price book that shows ‘UP TO’ 975kg Tare comes in at this rate. Meaning if you have a smaller matchbox (LOL) it’s still the same price.

So bad it’s funny. Would be keen to know what others are paying, I am sure I could practically halve that if I was in NSW…

What’s Your opinion?


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56 Responses to
Okay, a damn fine bit of rort. [Rego rant]
1
G.R.R 6:35 pm
29 Mar 12
#

Just got my rego, 5 door hatch Focus, $830. I swear it’s a jump of around $100+ from last year!

As a comparison, same model car was registered in Vic at $680.

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2
cranky 7:02 pm
29 Mar 12
#

An even bigger rip-off is the weight related breaks in the system.

Where my 1565Kg Commodore wagon is charged at the same rate as my 2.5t truck, and a mates 2.6t 4wd. Apparently the cutoff is about 1520kg.

For the privilege of paying $1326 pa.

All business regos – again, deliberately inflated as they can pass the cost onto the Federales, being ‘tax deductable’ for business use.

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3
gasman 7:11 pm
29 Mar 12
#

I work in the emergency operating theatres of a major Canberra Hospital. While I have not done a formal survey, a substantial number of the serious injuries that come through our doors are related to car accidents, and a large percentage of those are third party (meaning a car driver injured another person).

You can see in the breakdown of the rego fees that Third Party Insurance makes up the bulk of it. That money is used to pay for the medical care of those that are injured as a result of cars. Do you think an operation to fix multiple broken bones, a closed head/brain injury and a ruptured liver followed by a 2 week stay in Intensive Care is cheap?

While I can’t comment of the relative costs for rego on a 900kg car vs a 2tonne truck/4WD, suffice to say that these funds are being used in a very real sense in hospitals and rehabilitation units around the country.

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4
dungfungus 7:15 pm
29 Mar 12
#

cranky said :

An even bigger rip-off is the weight related breaks in the system.

Where my 1565Kg Commodore wagon is charged at the same rate as my 2.5t truck, and a mates 2.6t 4wd. Apparently the cutoff is about 1520kg.

For the privilege of paying $1326 pa.

All business regos – again, deliberately inflated as they can pass the cost onto the Federales, being ‘tax deductable’ for business use.

And as a Commodore Wagon is not classed as a “goods carrying vehicle”, you still are not allowed to use a loading zone. You are correct; it is a rip-off.

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5
screaming banshee 8:02 pm
29 Mar 12
#

Exactly why my ute is registered in QLD saving me around 5-600 a year.

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6
2620watcher 8:52 pm
29 Mar 12
#

Swings and roundabouts. My electricity is twice the price of yours. My Hilux rego is half the price of yours.

I know which I would rather!

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7
KB1971 8:53 pm
29 Mar 12
#

gasman said :

I work in the emergency operating theatres of a major Canberra Hospital. While I have not done a formal survey, a substantial number of the serious injuries that come through our doors are related to car accidents, and a large percentage of those are third party (meaning a car driver injured another person).

You can see in the breakdown of the rego fees that Third Party Insurance makes up the bulk of it. That money is used to pay for the medical care of those that are injured as a result of cars. Do you think an operation to fix multiple broken bones, a closed head/brain injury and a ruptured liver followed by a 2 week stay in Intensive Care is cheap?

While I can’t comment of the relative costs for rego on a 900kg car vs a 2tonne truck/4WD, suffice to say that these funds are being used in a very real sense in hospitals and rehabilitation units around the country.

While all this is true, you dont thing the fact that the TPI prices might be inflated because the NRMA are the only provider in the ACT?

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8
Eppo 10:11 pm
29 Mar 12
#

If you’re upset by this, try registering a motorcycle and see how ‘unfair’ it seems.

Anything above 250cc (I think??) and you’re paying very close to that $700 figure.

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9
Aeek 10:37 pm
29 Mar 12
#

screaming banshee said :

Exactly why my ute is registered in QLD saving me around 5-600 a year.

I look forward to the cameras cracking down on this rort. You are eroding the revenue base and driving up the costs for everyone who registers legally.

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10
m00nee 10:50 pm
29 Mar 12
#

It is quite interesting when you look into it. Across the eastern state the same car would cost me:
State – CTP – Total
VIC – $317 – $540
NSW – $331 – $790
QLD – $313 – $808
ACT – $526 – $1187
So I save $400 just by having an address in NSW.

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11
dtc 11:00 pm
29 Mar 12
#

I have written before about why CTP is more expensive in the ACT, so wont bother writing it again, just look for my comments. But the fact that you have a little buzz box makes very little difference as to whether that buzz box can hurt or injury or kill someone in comparison to a larger car. Indeed, for every 4WD you hit and dont injure the other person because you have a small car, there is a small car occupant who is injured because they are in a small car and not in a larger car. So it all evens out. Small cars do not result in less claims or cause less injury (actually, small cars are disproportionately involved in accidents, but that is mostly because young drivers often drive small cars).

If you want to argue that CTP should not be the same for everyone but based on statistics, such as comprehensive insurance (ie young drivers pay more), then that could be an argument.

Now if you are arguing about the rego cost itself, that is a different issue. You can certainly argue that smaller cars should have cheaper rego – although the counter argument is that larger cars pay their tax via petrol tax anyway.

Or you could argue that rego should be free and petrol more highly taxed. Which means you can own a car for when you need it (second car etc, using public transport usually) without it really costing you that much

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12
EvanJames 11:03 pm
29 Mar 12
#

Why is Third Party less expensive in NSW than the ACT if not for the NRMA monopoly? It is ridiculous, and as usual the government for the people, isn’t really for the people at all. Drivers of tiny little cars should be rewarded for using less resources, space and less damage to the roads.

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13
c_c 11:24 pm
29 Mar 12
#

Doesn’t really contribute anything to the topic, but it’s amusing none the less to compare.

CTP for a passenger car is $526
For an undertaker’s vehicle it’s $364
For a Police vehicle, it’s $1280
and for a taxi: $8500!

http://www.nrma.com.au/car-insurance/third-party-act/current-rates.shtml

Decided to compare the passenger car above with a NSW CTP from NRMA, here’s the quotes.

For a 28yr old driver with no at-fault accidents in past 2 years and existing comprehensive insurance with 65% no claim discount: $638

For a 17yr old driver with at-fault accidents in the past 2 years and never insured: $770

(Interestingly the quotes for NSW were the same for both a 2011 1.0L Hyundai Getz and a 2011 Rolls Royce Phantom 6.8L)

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14
troll-sniffer 11:50 pm
29 Mar 12
#

Oh yeah the old ACT TPI rip-off chestnut pops up again eh?

Fact: Canberra incomes are on average quite a bit higher than the other states.
Fact: NRMA is the only provider because it was the only company willing to offer TPI in the ACT last time the gubmnt went through the process of awarding the rights etc

Conjecture based on observed cases: The TPI system is regularly rorted by quite a substantial number of claimants aided and abetted by a cronyist legal profession, and ACT awards for even minor injuries or claimed injuries are often high

Fact: My father’s car is the same make model as mine, older but substantially the same, the difference in rego between ACT and NSW where he lives is about $20.

Undeniable but sad fact: NZ, which doesn’t have a TPI industry with its attendant scum sucking lawyers etc, charges the princely sum of $287 per year for licensing ($430 when first registered, then the lower figure on a continuing rego basis).

Fact: Rego is expensive, having a whinge about it won’t change a thing, you need to suck it up or give up the car and walk, ride or bus, princess.

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15
PoQ 8:25 am
30 Mar 12
#

troll-sniffer said :

Oh yeah the old ACT TPI rip-off chestnut pops up again eh?

Fact: Canberra incomes are on average quite a bit higher than the other states.
Fact: NRMA is the only provider because it was the only company willing to offer TPI in the ACT last time the gubmnt went through the process of awarding the rights etc.

That you raise the fact that Canberra incomes are higher merely proves your antagonist’s point. The income of the claimant is not relevant to the risk of an accident.

The ACT system is the worst of all worlds. You could have the Victorian system, with the TAC dealing with all TPI claims; or you could have the NSW system, where any insurance company can offer TPI. TPI is more expensive in ACT as the NRMA has a monopoly.

Perhaps I left my tin-foil hat at home, but I reckon its no accident that Kate Carnell ended up on the NRMA board.

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