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Take control of your money

By Advertising Feature - 14 November 2011 36

money

If you don’t know where your money goes each week, you’re not alone. Most people have no idea what happens to their money.

Focus Your Money is your very own money coach. Come to us and learn where your surplus money goes. Then use our tools to take control of your own finances.

We help you to change spending habits built up over many years and teach you new ones so that you can live the way you want AND achieve your financial goals.

Our Personal Money System program helps you get control of your money. You will learn:

    — seven ways to get more out of your money while reducing debt
    — how to reduce your debts and enjoy living without credit cards
    — how to minimize your interest costs.

We will:

    — help you to simplify those credit card-related complexities
    — help you to put together a personal budget planner that outlines all your liabilities, living expenses and entertainment
    — find out where your money may be leaking to so you can stop it before it’s too late
    — show you how to more effectively pay off your loans
    — show you how to work out the annual budget for your business without an accountant
    — show you how to work out the costs of buying and maintaining a new car
    — show you how to work out the costs of doing up your house and how to work out the estimated value of your property.

We will also send you a monthly newsletter full of great money-saving tips.

You can also download a CD on financial coaching and a book full of tips and information to turn around your finances.

Our Personal Money System program provides you with specific recommendations to suit your spending and savings abilities.

Learn how to develop a lifetime budget so you can see what you can afford to spend each year, and how much you should save.

See how you can enjoy a sustainable living standard every year of your life, both before and after you retire.

You also have the option of a two-hour session with a financial coach and money expert plus ongoing appointments to help you tailor your Personal Money System program and help you reach your financial goals.

Call me, John de Ridder, on 0419 427 419 and take control of your finances today.

[Photo by martinhoward CC BY]

What’s Your opinion?


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36 Responses to
Take control of your money
1
MERC600 12:47 pm
14 Nov 11
#

” Most people have no idea what happens to their money.” Regret I know where a good deal of it went; Pies to win back to back.

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2
Deref 1:03 pm
14 Nov 11
#

If I had all the answers about how to get the best out of my money, I’d have done it and I’d be rich. I’d be shipwrecked and comatose, drinking fresh mango juice with goldfishes nibbling at my toes. I wouldn’t be wasting my time wearing a suit telling other people how to do it.

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3
I-filed 1:24 pm
14 Nov 11
#

I think the government and various nonprofits run free budgeting courses on exactly these topics – aimed at gamblers and low-income folk, but the principles would be similar for higher income earners wouldn’t they? The “enjoy living without credit cards” doesn’t exactly reek of high-income, so I suspect this business is aiming at poor people who can get useful finance info for free. High income earners should be milking credit cards, not avoiding them …

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4
Watson 1:37 pm
14 Nov 11
#

– find out where your money may be leaking to so you can stop it before it’s too late –

It’s about 7 years too late for an abortion…

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5
Thoroughly Smashed 2:25 pm
14 Nov 11
#

Deref said :

If I had all the answers about how to get the best out of my money, I’d have done it and I’d be rich. I’d be shipwrecked and comatose, drinking fresh mango juice with goldfishes nibbling at my toes. I wouldn’t be wasting my time wearing a suit telling other people how to do it.

Isn’t the answer “tell them how to spend their money and charge them for it”?

I’m actually impressed at how complicated being smart with your money can be made to sound.

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6
Classified 3:46 pm
14 Nov 11
#

Try this: spend less than you earn and save/invest the rest.

Worked for me.

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7
Deref 3:58 pm
14 Nov 11
#

Classified said :

Try this: spend less than you earn and save/invest the rest.

Worked for me.

Commie.

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8
Henry82 4:13 pm
14 Nov 11
#

Classified said :

Try this: spend less than you earn and save/invest the rest. Worked for me.

Yep, what he said.

Also, if you’re low on funds, don’t waste money on booze, cigarettes, flashy cars, consumer electronics, 42″ plasmas, junk-food, and fast-food.

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9
Classified 4:20 pm
14 Nov 11
#

Deref said :

Classified said :

Try this: spend less than you earn and save/invest the rest.

Worked for me.

Commie.

Just the opposite – capitalist pig.

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10
mendoza 4:37 pm
14 Nov 11
#

“Most people have no idea what happens to their money”

Don’t we exchange it for goods and services?

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11
Grail 5:21 pm
14 Nov 11
#

Classified said :

Just the opposite – capitalist pig.

No, capitalist pig would be the one who leverages their liquid capital (i.e.: goes into debt up to their eyeballs) to procure means of production (i.e.: capital, plant & equipment), then runs their workers into the ground while servicing the machine which produces the income.

That’s the operational definition, from the guy who (literally) wrote the book on Capitalism.

In the modern age we’re so used to spending money we don’t have (i.e.: using “credit” cards to go deeply into debt) that anyone with the idea of running their budget at a slight surplus is considered to be “odd” and is thus labelled with disparaging epithets. Thus we have the Liberal party labelling the Labor Party as “insane” because the Labor Party intends to run the country at a surplus, in a world driven by mutual debt.

In addition to the “spend less than you earn” method of budgeting, here are some ideas for people who are struggling to make ends meet:

Get rid of the TV. No Foxtel, no TransACT, no Wii/XBox/PS3
Get rid of the telephone and Internet connection, switch to a mobile phone plan worth about half the monthly telephone/internet costs
Take up gardening instead of watching TV or playing computer games: this is especially useful if you grow your vegetables from seeds that you’ve collected yourself!

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12
poetix 5:40 pm
14 Nov 11
#

Grail said :

In addition to the “spend less than you earn” method of budgeting, here are some ideas for people who are struggling to make ends meet:

Get rid of the TV. No Foxtel, no TransACT, no Wii/XBox/PS3
Get rid of the telephone and Internet connection, switch to a mobile phone plan worth about half the monthly telephone/internet costs
Take up gardening instead of watching TV or playing computer games: this is especially useful if you grow your vegetables from seeds that you’ve collected yourself!

Never eat anything but gruel, although at Christmas you may eat your pet.
Shank’s pony is the only proper means of transport.
Each teabag to be used until the water is totally un-tead.
Cask wine is quite adequate for a birthday treat. Use the liner to scare birds from your vegetables, and the box to make fun Christmas presents such as ‘cask-people’.
The Chronicle was made for your anus’s more pressing demands.
KFC is a ‘restaurant’.
Holiday in Canberra! It has everything you’ll ever need.

That’ll be $500.

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13
2604 8:54 pm
14 Nov 11
#

Grail said :

Thus we have the Liberal party labelling the Labor Party as “insane” because the Labor Party intends to run the country at a surplus, in a world driven by mutual debt.

Where did the Liberal party say that? I’m pretty sure they criticised the Labor Party’s ability to bring the budget back to surplus, rather than the idea of running a budget surplus. Costello ran a budget surplus for ten straight federal budgets.

I don’t like either party, but wish I had a dollar for every time the Liberal Party got blamed for some current economic or social ill. Hasn’t Labor been in office for four years now?

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14
Stevian 9:06 pm
14 Nov 11
#

poetix said :

Grail said :

In addition to the “spend less than you earn” method of budgeting, here are some ideas for people who are struggling to make ends meet:

Get rid of the TV. No Foxtel, no TransACT, no Wii/XBox/PS3
Get rid of the telephone and Internet connection, switch to a mobile phone plan worth about half the monthly telephone/internet costs
Take up gardening instead of watching TV or playing computer games: this is especially useful if you grow your vegetables from seeds that you’ve collected yourself!

Never eat anything but gruel, although at Christmas you may eat your pet.
Shank’s pony is the only proper means of transport.
Each teabag to be used until the water is totally un-tead.
Cask wine is quite adequate for a birthday treat. Use the liner to scare birds from your vegetables, and the box to make fun Christmas presents such as ‘cask-people’.
The Chronicle was made for your anus’s more pressing demands.
KFC is a ‘restaurant’.
Holiday in Canberra! It has everything you’ll ever need.

We should be thankful we live in a world where frugality is a joke.

It wasn’t so long ago that such extreme economies were the norm. A few of us are willing to learn from history, but people like you seem intent on dooming us to repeat our mistakes.

Report this comment

15
Classified 9:17 pm
14 Nov 11
#

Stevian said :

We should be thankful we live in a world where frugality is a joke.

It wasn’t so long ago that such extreme economies were the norm. A few of us are willing to learn from history, but people like you seem intent on dooming us to repeat our mistakes.

Only a generation ago people did these things to make ends meet. As a society, we have become a bunch of spoiled brats.

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