Suffering from an ingrown toenail, I recently visited a Woden podiatrist to have part of it removed (my GP won’t do them).
The surgery took about half an hour and cost $372. No worry, I thought, I’ve got top cover and the fee was quite reasonable considering the pre-planning and the time/expertise required.
However, I received a nasty surprise today when I went to claim from MBF.
As I said, I’ve got top cover. I pay (singles) $103.15 per fortnight, and have been a member for nearly 20 years.
For my claim I received the grand sum of $25.90, which roughly equates to 6.96% of the podiatrist’s fee. Just out of interest I got a quote from another health fund; they pay 75% of the total fee (and for around 20 per cent cheaper than what I’m paying now in subscriptions).
Adios, MBF (it pays to shop around, fellow rioters).