Skip to content Skip to main navigation

Best of Canberra

Quality childcare in a
welcoming & supportive environment

The Best Financial Planners in Canberra

17

Looking to make some changes to your finances? Perhaps you like some professional guidance on how to earn, save, and spend wisely. If so, you might be on the lookout for a reliable financial planner in Canberra.

Investing in a quality financial planner can help you make all-important financial decisions that may lead to a lifetime of comfortable living.

Unfortunately, finding an advisor you can trust isn’t always easy. To help you overcome this hurdle, we’ve read through our readers’ honest feedback, and come up with this list of the top financial planners in the Canberra region.

What Makes a Reliable Financial Planner?

You don’t want just anyone guiding your financial decisions – you want the very best in the business. To help steer you in the right direction, here is a list of the top traits we believe the most reliable financial planners have.

  • Experience. The world of finance is complex and ever-changing. Specialist knowledge and long-term experience can give you access to a whole host of opportunities you otherwise may have missed.
  • Qualifications. The best financial planners have a solid background in the financial industry. They give you advice backed by expertise, years of training, and real-world experience.
  • Understanding. No two people’s financial situations are the same, and everyone wants something unique out of their future. The most reliable financial planners understand your individual wants and needs, and can help you make them a reality.
  • Honesty. There’s no point hiring a financial planner that promises you the world, but cannot deliver. Although opting for a planner that guarantees unrealistic financial success may be tempting, it could result in disappointment.
  • Creative. Creative financial planners are able to think smart, and come up with innovative financial solutions.
  • Up-to-date. All good financial planners keep up with rules, regulations, trends, and opportunities in the industry. An up-to-date planner can help you take advantage of new policies and products.

The Top Financial Planners in Canberra

After reading through your feedback and conducting some local research, we’ve put together this list of the top three financial planners in Canberra.
Dedicated to offering ethical, reputable financial advice, Clarity Financial works hard to exceed client expectations while abiding by all government compliances.

1. Fiducian Financial Services

Fiducian Financial Services is an Australia-wide group of qualified financial planners situated in all capital cities and regional centres. The planners at Fiducian believe that expert financial advice can benefit individuals from all walks of life.

In addition to their generalised planning services, Fiducian offers a range of specialised services. From aged care to small business, redundancy and estate building, you will discover an advisor with expertise relevant to your unique situation.

One commenter, justsomeaussie, had this to say. “I can recommend Cameron Darrow at Fiducian Financial Services. He’s been great providing lots of advice to my wife and I on our super and planning for the future.”

2. Rise Financial

Looking to take control of your financial situation? Rise Financial can help you make the right decisions at the right time.

Offering a range of practical services and financial check-ups, the team at Rise pride themselves on their truly independent advice. Committed to their customers, Rise Financial offers in-person, Skype, and phone appointments.

Your Experience with Financial Planners in Canberra

Have you used any of the companies listed above? Maybe you regularly seek advice from another financial planner. Share your experience in the comments area below.

What’s Your opinion?


Please login to post your comments, or connect with
17 Responses to
The Best Financial Planners in Canberra
Filter
Showing only Website comments
Order
Newest to Oldest
Oldest to Newst
djonoe 8:39 am 18 Oct 18

I agree with the above and have worked with Money-Mechanics.com.au who have the right qualifications and experience. You can also refer to adviser ratings website to assess the individual as verifying the individual is often worth doing in addition to the company

npv2015 10:01 am 23 Sep 15

Hello Ryoma,

I realize this is a delayed response to the initial thread, however I am a financial adviser myself and would be happy to consult on the wide array of things that are available to one financially.

I offer a free first time appointment to go over questions that you may have and expand on those areas that you may not have thought of.

Id like to think that my offering is different to the standard advisers in so much as that I am not bound to sell you a product, I have knowledge on all the material an adviser should know, yet I believe I go beyond that in so much that I have extensive investment technical knowledge having been in the investment side of the industry in the research and trading part.

Even if the appointment is to simply affirm that you are on the right path from a structure, investment point of view etc, I am happy to provide that service.

Currently I take care of portfolios that consist of individuals, family trusts, private ancillary trusts, SMSFs, standard private super, retail accounts and many more different structures and entities. Without sounding to generic, its a very holistic approach to encompass all components of ones financial life.

Please feel free to call 0413 612 205, my name is Adrian Summers.

Kind Regards,

Vix 1:41 am 03 Oct 14

davo101 said :

dungfungus said :

Care to tell us all what the the “investment expenses” are?
These are not the same as “investment management costs”.

Don’t know what they are for Hostplus but here are AustralianSuper’s. So that’s $78 + 0.21% pa. (or 0.6% if you want some active management). I don’t know if that’s cheap but I know that it’s cheaper than a SMSF.

Actually it’s almost impossible to compare SMSF to anything because of the huge variety between funds…

Vix 1:34 am 03 Oct 14

“feels like chasing a unicorn”… I know this great financial planner – he is a bit on the short side, wears green and talks with a lilt… let me know if you want his details!

dungfungus 1:19 pm 02 Oct 14

Ryoma said :

@dungfungus – thank you for your first suggestion. I have looked into it, but it’s not worth my while – yet.
I’d also suggest you are careful with what you say on a public website; there may be many here who are ill-suited to such a thing.

@milkman – thank you. I am already doing much of what you suggest. What I am after is advice beyond the “plain vanilla” stuff 🙂

@justsomeaussie – thank you for a real answer, much appreciated. I am glad to hear you found someone helpful. I will call Cameron, and see what I think 🙂

@switch – spot on. I think what hit the Gold Coast over the past decade is now happening on a national scale. Even if the white shoes are not in evidence, the trail of slime is…and sadly, many decent, hard-working people will get hurt as a result.

What I say on a public website is up to the moderators. They don’t post everything and I can’t really see what you are on about – you asked for free advice and you got it – how you use it is up to you.
Many years ago I was a Licensed Investment Adviser and a Justice of The Peace concurrently.
The ethics of being part the investment industry meant I wasn’t comfortable with being a JP so I relinquished my investment adviser license.
The ongoing reports of the antics of wealth advisers who were (some still are) working for major banks tells me nothing has changed.

Ryoma 11:38 am 02 Oct 14

@dungfungus – thank you for your first suggestion. I have looked into it, but it’s not worth my while – yet.
I’d also suggest you are careful with what you say on a public website; there may be many here who are ill-suited to such a thing.

@milkman – thank you. I am already doing much of what you suggest. What I am after is advice beyond the “plain vanilla” stuff 🙂

@justsomeaussie – thank you for a real answer, much appreciated. I am glad to hear you found someone helpful. I will call Cameron, and see what I think 🙂

@switch – spot on. I think what hit the Gold Coast over the past decade is now happening on a national scale. Even if the white shoes are not in evidence, the trail of slime is…and sadly, many decent, hard-working people will get hurt as a result.

dungfungus 2:42 pm 15 Sep 14

switch said :

dungfungus said :

With all the adverse publicity about shonky “wealth” advisers, who would want to take the risk in vesting your retirement fund in the care of anyone except oneself?

Why do “shonky advisers” and “living on the Gold Coast” go together so often?

So they can enjoy the the next scam being the economic benefits of the new Gold Coast light rail.

dungfungus 12:42 pm 15 Sep 14

davo101 said :

dungfungus said :

Care to tell us all what the the “investment expenses” are?
These are not the same as “investment management costs”.

Don’t know what they are for Hostplus but here are AustralianSuper’s. So that’s $78 + 0.21% pa. (or 0.6% if you want some active management). I don’t know if that’s cheap but I know that it’s cheaper than a SMSF.

What about the “other”fees being charged by funds?
Contribution fees, asset fees, trustee fees, administration fees, expense recovery fees, trustee operation cost fees, adviser service fees, management fees, issuer fees, member fees etc.
There are one-off fees for particular services such as establishing an account, making withdrawals, or splitting super with your spouse, and investment fees paid to the underlying fund managers who look after your savings.
None of these with a SMSF.
The Industry Super Fund $1.50 per week admin fee was introduced in 2011 for a fixed term of 3 years.
That means it is up for review this year.

switch 11:41 am 15 Sep 14

dungfungus said :

With all the adverse publicity about shonky “wealth” advisers, who would want to take the risk in vesting your retirement fund in the care of anyone except oneself?

Why do “shonky advisers” and “living on the Gold Coast” go together so often?

dungfungus 11:11 am 15 Sep 14

davo101 said :

dungfungus said :

Care to tell us all what the the “investment expenses” are?
These are not the same as “investment management costs”.

Don’t know what they are for Hostplus but here are AustralianSuper’s. So that’s $78 + 0.21% pa. (or 0.6% if you want some active management). I don’t know if that’s cheap but I know that it’s cheaper than a SMSF.

Fair comment on the SMSF costs but they are averages.
A lot of SMSF trustees leave all the accounting to their accountant and some actually pay for investment advice (which is contrary to the point of having an SMSF). These people would be paying thousands of dollars and this tends to skew the outcome higher when averages are taken.
I do the “cashbook” side of things in my SMSF and the accountant does the actual return which only takes a minimum time = minimum cost. There are additional (fixed) fees for ATO admin and an independent auditor which total about $1,000pa.
Annual costs for a SMSF like mine are about .1% to .5%.
With all the adverse publicity about shonky “wealth” advisers, who would want to take the risk in vesting your retirement fund in the care of anyone except oneself?

davo101 9:22 am 15 Sep 14

dungfungus said :

Care to tell us all what the the “investment expenses” are?
These are not the same as “investment management costs”.

Don’t know what they are for Hostplus but here are AustralianSuper’s. So that’s $78 + 0.21% pa. (or 0.6% if you want some active management). I don’t know if that’s cheap but I know that it’s cheaper than a SMSF.

dungfungus 8:55 am 15 Sep 14

2604 said :

dungfungus said :

Low cost industry fund? There is no such thing.

The Hostplus indexed balanced super fund is one.

$1.50 per week admin fee and 0.05% asset management fee. $78 plus $500 per million dollars invested per annum is an absolute bargain.

From Hostplus website:
“As an industry super fund, HOSTPLUS administration fees are a competitive $1.50 a week. Better still, this fee has remained unchanged since 2004. Like all super funds, investment expenses do apply. But we do strive to ensure our investment management costs are competitive.”

Care to tell us all what the the “investment expenses” are?
These are not the same as “investment management costs”.

2604 11:34 pm 14 Sep 14

dungfungus said :

Low cost industry fund? There is no such thing.

The Hostplus indexed balanced super fund is one.

$1.50 per week admin fee and 0.05% asset management fee. $78 plus $500 per million dollars invested per annum is an absolute bargain.

justsomeaussie 7:11 pm 14 Sep 14

I can recommend Cameron Darrow at Fiducian Financial Services. He’s been great providing lots of advice to my wife and I on our super and planning for the future.

dungfungus 6:18 pm 14 Sep 14

milkman said :

Step 1: Practise spending less than your earn.

Step 2: Consolidate your super funds into a low cost industry fund, and select the level of aggression based on your age and risk tolerance.

Step 3: Pay as much extra off your home loan as possible.

Step 4: Once you own your home, think about opening an index fund account, or maybe buying another property (leave this for later after you’ve read and learnt much more).

Step 5: Review Step 1.

Read some investment web sites and forums, there’s heaps of great information out there for free.

Low cost industry fund? There is no such thing.

milkman 4:33 pm 14 Sep 14

Step 1: Practise spending less than your earn.

Step 2: Consolidate your super funds into a low cost industry fund, and select the level of aggression based on your age and risk tolerance.

Step 3: Pay as much extra off your home loan as possible.

Step 4: Once you own your home, think about opening an index fund account, or maybe buying another property (leave this for later after you’ve read and learnt much more).

Step 5: Review Step 1.

Read some investment web sites and forums, there’s heaps of great information out there for free.

dungfungus 10:11 am 14 Sep 14

If you haven’t done so already, start a SMSF and back your own judgement.
All the information that you need to know is on the net.

Related Articles

CBR Tweets

Sign up to our newsletter

Top
Copyright © 2018 Region Group Pty Ltd. All rights reserved.
the-riotact.com | aboutregional.com.au | b2bmagazine.com.au | thisiscanberra.com

Search across the site