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The Best Salary Sacrifice Service in Canberra

Salary sacrifice – often referred to as salary packaging – is a smart, effective way to restructure your income to take advantage of potential cash-saving advantages. Approved by the Australian Tax Office (ATO), salary sacrifice benefits employees and employers alike by offering an innovative way to get the most out of your income.

Salary sacrificing arrangements allow you to purchase specific items – such as a new computer or car – using your before-tax pay. This means you can score a better deal on the item, reduce your taxable income, and ultimately pay less tax.

If you are looking for a salary sacrifice service in Canberra, you’ve landed in the right place. We asked the locals to recommend reliable salary packaging experts, and the top three results are in.

Let’s jump right into it.

What makes an excellent salary sacrifice service?

Need a little guidance on your search for the best salary sacrifice service in Canberra? We’ve got you covered. Keep a sharp eye out for the following traits:

  • Years of experience. When it comes to something as important to you and your family as your income, you only want the very best. That’s why we suggest looking for a salary sacrifice service provider with years of experience and a proven track record of happy clients.
  • Salary sacrifice expertise. Rules and regulations are always evolving. Your salary sacrifice service provider should have extensive, up-to-date knowledge of potential cash-saving opportunities.
  • Integrity. If you decide to invest in a salary sacrificing arrangement, maintaining integrity is critical. Look for a financial expert that’s upfront and honest with you about what you can expect.
  • Flexible pricing. Salary sacrificing should save you money – not cost you. The best salary packaging experts offer a flexible pricing structure.

Do you agree with our list? What else would you add?

The top salary sacrifice services in Canberra according to you

RiotACT’s editorial team has combed through 19 years of on-site comments to compile a list of the most recommended businesses according to you.

To be listed in our Best of Canberra series, each business needs to have consistently received positive feedback on RiotACT and Facebook as well as maintaining a minimum average of 4/5 stars on Google.

It’s now time to introduce the top salary sacrifice services in the Canberra region.


PayMe is an award-winning company that’s owned and operated right here in Australia. With years of industry experience, their team can help you take advantage of all cash-saving opportunities so you have more funds to spend on things that truly matter. Committed to full transparency, their salary sacrificing service is offered at a flat rate of 2.75% – no hidden charges, guaranteed. And that includes no setup or exit fees. In addition to their salary packaging service, PayMe can ensure you get paid on time every time and even pay less tax.


When it comes to outsourcing salary packaging, more than 200 organisations across the country trust Smartsalary. Their team specialises in large corporate clients, governments, health care groups, and other major organisations. In total, the experts at Smartsalary help over 160,000 individuals save money, reduce their taxable income, and enjoy an increased cash flow.


For more than three decades, Maxxia has been an industry leader in salary packaging in Australia. Their team are committed to going above and beyond to deliver genuine work and life benefits for their clients by seizing every opportunity – no matter how big or how small.

Who did you pick?

Thanks to our commenters who have provided insightful feedback, if you believe we have got it wrong, please let us know.

Have you worked with a salary sacrificing expert in the Canberra region? How was the experience? Did it help you save money? Share your thoughts and feedback in the comments area below.

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