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No-signature credit cards

By Deref 24 March 2012 42

Paying for petrol this morning, I stuck my card in the reader and entered my PIN – “incorrect PIN” came the message, so I tried again and, again, got the same message.

“Just tap it, buddy” said the attendant (risking a stern finger-wagging for the use of that appalling American appellation). Mistaking my chagrin at his “buddy” for confusion, he took my card, tapped it on the top of the reader, and the transaction was confirmed.

I know about these “tap to pay” cards and, understanding what an incredible security risk they are, refused to have one. But obviously my ordinary card already has the embedded proximity chip. So here was a clear indication that I might be using a dodgy card, but neither the attendant nor the machine gave a flying feck.

Who thought <i>that</i> was a good idea? Can I disable this idiocy or am I stuck with it?

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42 Responses to
No-signature credit cards
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Zack360 10:33 pm 26 Mar 12

Yawn, cut up the card and line up to see a bank teller for cash if you can be bothered keeping track of where your card is at all times.

cantdance 9:13 pm 26 Mar 12

My card only permits under $35 transactions to go through. To be honest I am really not bothered about someone stealing my card and going nuts with $35 transactions, good luck to them my card is nearly maxed out anyway (on a very low limit).

I’m more concerned by the local school bus running me over in the morning.

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