The best pet insurance in Canberra

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dog paws in hands

Where is the best place to get pet insurance in Canberra? Photo: File.

Most pet owners consider their furry friend a real part of the family – we couldn’t imagine our life without them. The thing is, pets are expensive, especially when faced with medical issues or complications.

To help mitigate these potential costs and safeguard a pet’s health and wellbeing, many pet owners choose to invest in pet insurance. Designed to cover vet costs for accidents and illnesses, pet insurance gives us peace of mind that in the worst-case scenario, finances won’t be a deciding factor.

After reviewing local feedback, we’ve come up with a reliable list of the top three pet insurance providers servicing Canberra and surrounds. Let’s jump right into it.

What makes an excellent pet insurance policy?

Deciding on an insurance policy can be a daunting task with so many terms and exclusions to consider. Here are a few must-have traits we suggest keeping an eye out for:

  • The coverage you need. All pets require something different. Whether you’ve got one young puppy or two old cats, you need a pet insurance policy that meets your specific needs.
  • Multi-pet discounts. Have more than one pet? Insurance can add up fast. The best insurers offer a multi-pet discount so that you can reap the benefits of the saving.
  • Easy claim process. In the event you do need to make a claim, the process should be easy. When our pets are unwell or have suffered an accident, the last thing you need is an insurance company that’s a headache to deal with.
  • Affordable premiums. At the end of the day, an affordable policy is an attractive one. Be sure to compare prices when selecting your pet cover solution.

The best pet insurance companies in Canberra

RiotACT’s editorial team has combed through 20 years of on-site comments to compile a list of the most recommended businesses according to you.

To be listed in our Best of Canberra series, each business needs to have consistently received positive feedback on RiotACT and Facebook as well as maintaining a minimum average of 4/5 stars on Google.

Now, let’s introduce your picks for the top pet insurance providers servicing the Canberra region.


Petsecure is an insurance provider dedicated to supplying top-quality pet care with up to 85 per cent back on vet bills and no excess guaranteed. As one of the most competitively priced pet insurers in the country, if budget is a top concern, check out Petsecure’s policy.


With three levels of cover, Medibank’s pet insurance is sure to cater to your unique requirements. As one of the most trusted names in Australian insurance, Medibank will cover up to 80 per cent of eligible vet bills, offers generous benefit limits, and guarantee no breaks in cover for the life of your pet.


RSPCA is known for working toward the fair treatment of animals. RSPCA offers an affordable, flexible pet insurance policy for dog and cat owners anywhere in Australia. If your beloved animal becomes ill or injured, RSPCA will cover up to 80 per cent of your pet bills – how good’s that? Plus, if you insure more than one pet, you’ll enjoy a fantastic multi-pet discount. What’s more, a percentage of premiums paid in your first year benefit the RSPCA, so that they can help other animals across the country.

Whilst you’re looking for pet insurance, you might also like to check out our articles on the best vets, best emergency and after-hours vets, best pet desexing, best dog groomers and best dog trainers for information on Canberra’s top services.

Or, if you’re after some options to care for your pet whilst you’re away, our articles on the best dog walkers and pet sitters, best doggy daycares and best dog boarding kennels and catteries may be of interest to you.

Alternatively, if you’re interested in adopting a new pet, our article on the best places for rescue dogs in Canberra may help you.

Your experience with pet insurance companies in Canberra

Thanks to our commenters who have provided insightful feedback, if you believe we have got it wrong, please let us know.

Have you already invested in pet insurance? Which provider did you choose? Share your experience in the comments area below.

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